It is very common to see mobile smartphones having the Google Pay app. Much of the payment to retail outlets, fuel pump stations, dine- in restaurants and utility payments such as mobile recharge, electricity and gas bill is paid through Google Pay.
Google pay is a digital wallet platform by the use of which electronic payments can be made via the mobile phone. This payment platform has been developed by Google. It was launched in 2015 as Android pay. Later on it was merged with another Google payment platform, known as Google Wallet and the new service was rebranded as Google Pay. It is an Android specific service. The features of the earlier services like in-store, peer to peer services and all forms of online payments is with Google Pay now.
The app connects at the back end to the bank account of the user. For every purchase, money is debited from the linked account. In its rebranded version, merchants have added the payment service of Google Pay to Google assistant also. An additional feature is the booking and payment for airline boarding passes and events.
Google play app downloads today find a major space in smartphones across the world. In E-commerce payment especially, Google Pay has achieved major success in USA and Europe. In Australia it is among the top three online payment wallets.
In India it has seen major growth in its usage within almost 2 years of its launch. Today Google Pay app is used by almost 67 million users across the country. Transactions worth $ 900 million has been carried out. Another app known as Google pay for business has also been launched for small business in the country.
Google Pay is supported on many networks like Visa, Visa Debit, Master card, Diner Club, American Express, United Payment Interface in India, Interact in Canada, PayPal in USA, Waon in Japan, EFTPOS in Australia. The services and features in each country differ.
So, now by any chance if the wallet is forgotten at home, then no worries. Download Google Pay app and make your shopping both cashless and effortless.
Some features specific to India –
1.It is easy to make peer to peer transfer. Once you go into the app, just enter the UPI PIN id of the receiver and the money gets transferred instantly.
2.All utility bills can be paid in no matter of time. It is very simple and self-explanatory. The service provider of the utility has to be linked only the first time.
Install the Google pay APK and make all mobile recharges. It will show all the plan details of each operator. Select the required one.
Make train bookings through the IRCTC account with Google Pay.